Learn about the financial aid and education loan options available to help you fund your education.

Grants – Vermont resident undergraduates: Now's the time to apply for a Vermont grant for the 2008–2009 academic year!
Scholarships – See which ones you're eligible for!
Work-Study – Eligibility for federal work–study aid is based on need, and the amount of aid depends on the number of hours you work.
Loans – VSAC loans for students and parents.
Alternate Sources of Funding – Tips on finding additional sources of assistance.

How financial aid works – A detailed page describing financial aid availability and ways to apply.
Glossary of financial aid terms – Definitions for terms most frequently used in discussions of financial aid.

Online credit pre–approval – NEW! Apply for credit pre–approval using our secure service.
Financial aid applications – The Vermont Grant Application, FAFSA, and PROFILE®.
FAFSA tips – A helpful list of tips for completing the FAFSA.

Expected Family Contribution (EFC) chart – Useful charts for individuals or parents who want to estimate their share of college expenses.
VSAC's EFC calculator – Personalized estimates of your expected Family Contribution.
Award letter comparison tool (XLS) – Compare the financial aid award notifications you receive from colleges.

VSAC is committed to helping you successfully manage your education debt.

Contact our loan counselors for help with your individual situation before you borrow as well as during repayment.

E–mail: info@vsac.org

Call toll–free: 800–798–8722

Monday through Thursday 8:00 am–6:00 pm
Friday 8:00 am–4:30 pm
Saturday 8:30 am–2:30 pm

Financial fitness tools
WEB PICKS
Identity theft – The Federal Trade Commission's site on how to avoid, detect, and deter identity theft.
Managing the Price of College – U.S. Department of Education.
FinAid.org College Cost Projector – Estimate how much college will cost when you are ready to enroll.
FastWeb – Online scholarship search and college search service.
www.nebhe.org – Is your major not offered in Vermont? Check out the New England Board of Higher Education (NEBHE) Tuition Break program, also known as the Regional Student Program (RSP) or the Apple Book program.